Specializing in small dollar equipment with a focus on transactions ranging from $3,500 to $10,000 - FICO Credit Scores starting at 550!

Transactions ranging from $10,001 to $22,500 with FICO scores starting at 640!
(Depending on Credit History & Established Trade Lines)

Proprietary Credit Scoring and Credit Model is utilized for approving more credit situations, including:

   * Start-up businesses with no business credit history!
   * Restaurants turned-down by other leasing companies!
   * Business owners with challenged credit histories!
   * Discharged BK OK with Re-Established Trade Lines!

Equipment Not Allowed For Leasing: 
(Titled Equipment, Cars and Trucks, Mobile Food Trailer, Software, Kiosks, Used Copiers, Office Furniture, Restaurant Furniture, Oven Hoods or Fire Hoods, Sinks)

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Apply Today... Minimum Equipment Amount $3,500.



  Other Lease Programs:

C-Credit and Impaired Credit Lease Program. . .
NO Start-Up Businesses or Restaurants Allowed!

C-credit leasing, $5.000 to $75,000, that provides a unique alternative to credit scoring. Funding new business start-ups and older businesses with weaker credits by rolling up our sleeves to understand "their story". Leases are approved and funded based on common sense, and the borrower's potential for positive business cash flow!

Leasing program is an unique approach to approving leases by interviewing the borrower to understand "your story." A lease is then structured to fit your needs. We strive to approve all leases without additional collateral. However, sometimes leases are approved with larger deposits or additional collateral.

Program allows for common sense underwriting to drive the decision making process. The program works to find ways to approve transactions. Credit score is not considered for underwriting this lease program.   (Not available in Louisiana)


Established Business Lease Program
• Time in business 4 years and longer, under same ownership
• Application only from $5,000 - $75,000

Personal Credit Requirements:
• Credit score 640 Fair Isaac (Experian)
• All personal Bankruptcies must be six (6) years or older with NO derogatory credit after the BK was discharged

Businesses 2 Year In Operation
• Application only from $5,000 - $50,000
• ACH required for payment
• 1st Plus two (2) payments as securities due at signing
• Proof of business filing with State or Business Certificate
• 100% business ownership required
• Proof of a business bank account with a $4,000 balance
• Proof of business phone via phone bill or phone work order
• Proof of business location via property lease agreement

Personal Credit Requirements:
• No Start-Up Restaurants
• Must have a minimum 640 FICO Score (Experian)!
• Must have clean credit with no slow pays in the past year!
• Must have clean credit with no prior bankruptcies, suits, liens, judgments, collection accounts or charge-offs!
• Must have at least five (5) active trade lines open on their credit report!
• Must have less than $50,000.00 in revolving credit card debt!
• MINIMAL leasing inquiries in the last 6 months!

Conventional Program - Non-Titled Equipment
Minimum FICO Score - 640 Co-Signers Accepted...
$5,000-$80,000 Up To 60 Month Term...
Minimum 6 Months in Business...
No Home Ownership, No Additional Collateral...
Requires 6 Months Bank Statements
Average Balance 2 Monthly Payment with Sales Tax...